Cedartown Fire Department earns lower ISO classification
The smaller number translates into big news for the City. “The lower the number, the better for our residents,” said Cedartown Fire Chief Sammy Stephens. “This is good news for everyone, as it will have an impact on the cost of insurance. With a lower classification comes a decrease in premiums.”
ISO collects and evaluates information from communities in the United States on their structure fire suppression capabilities, Stephens explained. This data is analyzed and a PPC ranking is assigned to that community. This ranking (1 through 10) is used in part by insurances companies to establish a rate for protection cost.
The new ranking places Cedartown Fire Department within a group of 2,237 of the 48,960 graded departments throughout the country. “I am certainly thankful for that,” Stephens said.
Stephens said it was not possible at the moment to determine the amount of savings a resident could see. “Because this new classification will not be available to insurances companies until May 1, it was impossible for them to run a quote before that date,” he explained.
According to Stephens, the Cedartown Fire Department was notified in June of 2013 by ISO Field Representative Michel L. Stokes, that the department would have a PPC inspection in August. The inspection is broken down into four parts including needed fire flow, which is the theoretical amount of water necessary for fire suppression. In Cedartown, that flow is established at 3,500 gallons per minute.
The inspection also measures how emergency communications are handled, available water supply and flow testing of hydrants along with department staffing, equipment and community risk reductions